When you're ready to close, hire an attorney.
When the final negotiations are complete, and you are ready to close, choose an attorney. The cost is the same, but the experience is not. An attorney can help you navigate through the legal documents necessary to formalize the sale of your home, as well as avoid the pitfalls and mistakes that cause extra paperwork and frustration.
At the closing, you will sign the necessary documents to achieve the transfer of title to your property. This will include the deed, affidavits and other documents relating to the title of the property. You will need to bring your identification, as some documents require a notary.
If you are the buyer of the property, you will need to sign documents as well. If you require financing to purchase the home, the documentation for the mortgage will be executed at the closing table. This will include the mortgage, promissory note, affidavits and other documents required by your lender to complete the transaction. You will need to bring identification so that certain documents may be notarized.
Hiring an attorney will help you protect your most valued asset, your home. Contact us today if you're ready to close.
Why do you need title insurance? Because it's the only insurance you can buy that is a guarantee that something won't happen. Title defects, that is. Unlike most insurance, which exists in case something happens, title insurance is an insurance that you will not have title issues after purchasing your property. It is a one time fee and is promulgated by the state. In other words, it is a set fee regulated by the State of Florida and cannot be increased without legislative action.
Title insurance offers peace of mind that you have good and marketable title to your property with no outstanding liens, title defects, or taxes owed on the property. Because your home is likely your most valued possession, that's insurance worth purchasing.
If you're selling your home without a real estate agent, document preparation is no day at the beach. Most people don't know where to begin with a real estate contract, much less the appropriate addendums and disclosures that could render your entire sale void if not properly disclosed. Don't worry, we've got you covered. If you're selling your home on your own, leave the paperwork to us.
We also help investors, lenders and other experienced real estate professionals with drafting their own contracts, mortgages and other documents to suit their needs. If you'd like to tailor documents for your transactions, contact us today.